Capital.com Review 2025

Regulations: Australian Securities and Investments Commission (ASIC), Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CYSEC), Securities Commission of The Bahamas (SCB), Markets in Financial Instruments Directive (MiFID)

Instruments: Commodities, Shares, Indices, Forex, ETFs

Capital.com offers several types of accounts tailored to meet the needs of different types of traders. Whether you're an individual looking to trade on your own, an experienced professional seeking higher leverage, or a corporate entity managing trades on behalf of a business, Capital.com has the right account for you. Each account type comes with unique features, including leverage options, access to exclusive tools, and customer support. Let’s explore the various account types available:

Retail Accounts

Retail accounts at Capital.com are designed for individual traders who are looking to engage in online trading with a focus on safety and education. These accounts offer a range of protections that help to mitigate the risks of trading. For example, retail accounts come with a leverage cap of 1:30, in line with European regulatory standards, to limit the potential for excessive risk. This ensures that traders cannot borrow more than 30 times their capital, making it safer for novice and intermediate traders.

One of the standout features of the retail account is the negative balance protection, which guarantees that traders cannot lose more than their initial deposit, providing peace of mind in volatile markets. Retail clients also benefit from a variety of educational resources, including webinars, tutorials, and trading guides, as well as dedicated customer support to assist with decision-making and troubleshooting. These features make retail accounts an excellent choice for those who are new to trading or prefer lower-risk environments.

Professional Accounts

Professional accounts are designed for experienced traders who meet specific eligibility criteria set by Capital.com. Traders who qualify for a professional account can access significantly higher leverage options, with some asset classes offering leverage of up to 1:300. This increased leverage allows traders to maximize their positions and take advantage of more significant market movements, which can lead to higher profits. However, it also increases the potential for higher losses, making it crucial for traders to have advanced risk management strategies in place.

It’s important to note that professional accounts come with fewer protections than retail accounts. For instance, traders using professional accounts do not have negative balance protection, which means they could potentially lose more than their deposit. Additionally, professional clients do not have access to external dispute resolution mechanisms, as they are considered more knowledgeable and capable of managing their own risk. Professional accounts are best suited for seasoned traders with a deep understanding of the markets and advanced trading strategies.

Corporate Accounts

Corporate accounts are designed for businesses and organizations that wish to trade on behalf of a company or entity. These accounts come with a variety of advanced features, including higher leverage options tailored to meet the needs of corporate traders. Corporate accounts also offer a range of dedicated services, such as personalized account management and tailored trading strategies, to help businesses manage their trading activities effectively.

In addition to enhanced leverage, corporate accounts may benefit from priority customer support and other services that are specifically tailored to meet the demands of larger trading operations. Businesses interested in opening a corporate account can contact Capital.com's support team for more details on the setup process, the required documentation, and to discuss the specific needs of their organization. Corporate accounts are ideal for businesses looking to manage large trading volumes or those seeking a more sophisticated trading experience.

Swap-Free Accounts (Islamic Accounts)

Capital.com offers Swap-Free Accounts for clients who cannot use traditional accounts due to religious or ethical reasons, particularly for Muslim traders who are prohibited from earning or paying interest under Islamic law. Swap-free accounts operate without overnight swap fees, making them compliant with Sharia law. Instead of swap fees, these accounts typically apply a fixed commission or markup to trades.

These accounts are available for traders in select regions, including the United Arab Emirates, Saudi Arabia, Kuwait, Egypt, and other countries in the Middle East and North Africa (MENA). To open a swap-free account, clients must ensure they have no open trades and contact Capital.com’s customer support team for assistance in converting their account to a swap-free model.

Swap-free accounts provide traders with the ability to engage in financial markets without the concern of interest-bearing charges. This account type is designed to offer a fair and ethical trading environment for clients who adhere to Islamic financial principles. Capital.com’s support team is available to help guide users through the process of opening or converting to a swap-free account, ensuring a seamless transition.

Capital.com provides a wide range of payment methods to make deposits and withdrawals simple, secure, and convenient for traders. With options catering to both traditional and modern payment systems, Capital.com ensures that funding your account or accessing your funds is a seamless process. Below is a detailed breakdown of the deposit and withdrawal options, including associated fees and processing times.

Capital.com Deposit Options and Fees

Capital.com offers multiple deposit methods to accommodate traders from different regions and preferences. The platform ensures that deposits are processed swiftly and securely, allowing traders to fund their accounts without unnecessary delays. Here are the available deposit options:

• Bank Transfers: Traditional bank transfers are available for those who prefer this method for deposits. While highly secure, this option may take 1-3 business days to process, depending on the bank. Capital.com does not charge fees for bank transfers, but clients should check with their bank for any additional charges.
• Debit and Credit Cards: Capital.com supports deposits via major debit and credit cards, including Visa and MasterCard. This is one of the fastest deposit methods, with funds typically appearing in your trading account instantly. There are no deposit fees charged by Capital.com for card transactions.
• Digital Wallets: Capital.com supports digital payment solutions such as Apple Pay and Google Pay. These methods offer a fast and secure way to deposit funds, with deposits processed instantly. This option is ideal for traders who prefer mobile-first solutions.
• Lean Bank Transfers (UAE Clients Only): For traders in the UAE, Capital.com offers Lean bank transfers, which provide direct, real-time deposits. This option is faster than traditional bank transfers, making it a convenient choice for UAE-based clients.

Minimum Deposit: The minimum deposit required to open a Capital.com account is 20 USD, 20 EUR, 20 GBP, or 100 PLN. This low entry requirement makes it accessible for traders with varying budgets, allowing even beginners to start trading with a modest initial investment.

Deposit Fees: Capital.com does not charge any fees for deposits. However, depending on the payment method or financial institution, third-party fees may apply. Traders should confirm any additional charges with their bank or payment provider before initiating a deposit.

Capital.com Withdrawals Options and Fees

Capital.com provides flexible withdrawal options, ensuring that traders can easily access their funds whenever needed. The platform prioritizes fast processing times and transparent fee structures. Here are the main withdrawal methods available:

• Bank Transfers: Withdrawals via bank transfer are available for traders who prefer this traditional method. Processing times typically range from 1-3 business days, depending on the bank. Capital.com does not impose fees for bank transfer withdrawals, but clients should be aware of any potential charges by their bank.
• Debit and Credit Cards: For traders who deposited funds using a debit or credit card, withdrawals can be processed back to the same card. This option is convenient and typically processed within 1-2 business days, ensuring quick access to funds.
• Digital Wallets: Traders who used digital wallets like Apple Pay or Google Pay for deposits can withdraw their funds using the same method. Withdrawals via digital wallets are often processed within 24 hours, making this one of the fastest withdrawal options.

Minimum Withdrawal: The minimum withdrawal amount is 190 AED or 50 USD (or equivalent in other currencies). If the account balance is lower than the minimum withdrawal amount, traders must withdraw their entire remaining balance.

Withdrawal Fees: Capital.com does not charge any fees for withdrawals. However, as with deposits, third-party fees may apply depending on the payment method or financial institution. Traders should verify any applicable charges with their bank or payment provider before initiating a withdrawal.

Processing Times: Most withdrawal requests are processed within 1-2 business days by Capital.com. However, the time it takes for funds to appear in your account may vary based on the withdrawal method used. Bank transfers may take up to 3 business days, while card and digital wallet withdrawals are typically faster.

Key Benefits of Capital.com’s Deposit and Withdrawal Process

• Variety of Payment Methods: From bank transfers to digital wallets, Capital.com offers a range of options to suit all traders.
• No Hidden Fees: Deposits and withdrawals are generally free, with no additional fees imposed by Capital.com.
• Fast Processing Times: Most deposits are processed instantly, and withdrawals are completed within a few business days.
• Low Minimum Requirements: A low minimum deposit of just 20 USD/EUR/GBP allows traders to start with a modest investment.

Capital.com’s streamlined deposit and withdrawal options ensure that managing your funds is convenient, fast, and transparent. Whether you're funding your account or withdrawing profits, you can rely on Capital.com's secure and efficient processes to handle your transactions with ease.

Capital.com offers a transparent and competitive fee structure, making it an attractive option for traders across the globe. The platform is designed to provide cost-effective trading, with a primary focus on tight variable spreads. Unlike many brokers that charge commissions or additional fees on trades, Capital.com keeps things simple with no commissions on trades. This makes it a great choice for both casual and high-frequency traders. Furthermore, the absence of hidden fees ensures that clients can accurately assess their trading costs without any surprises.

Capital.com Trading Fees

Capital.com prides itself on a fee structure that is clear and easy to understand. The platform does not charge any commission on trades, which can be a significant advantage for traders who make frequent transactions. This commission-free model applies to a wide range of asset classes, including Forex, stocks, indices, and commodities, making it a cost-effective choice for those who want to take advantage of short-term trading opportunities.

Instead of commission charges, Capital.com earns from the spread, which is the difference between the buy and sell price of an asset. These spreads are competitive and generally very tight, ensuring that traders get good value for their trades. The trading fees, therefore, mainly consist of these spreads, which vary depending on the asset class and market conditions.

For example, the typical spread for major Forex pairs like EUR/USD can start as low as 0.6 pips, while commodities such as gold or oil might have spreads of around 0.3-0.5%. These low spreads ensure that traders incur minimal trading costs, which is particularly important for high-frequency traders who need to keep their overall expenses low. Additionally, Capital.com offers access to a variety of global markets, and its spreads are generally competitive across all asset classes.

Capital.com Spreads

Spreads are the primary cost for trading on Capital.com, and the broker is known for its low and variable spreads. The spread depends on the asset class, market volatility, and liquidity conditions. For example, Forex traders can access major currency pairs with spreads as low as 0.6 pips, while some of the more exotic pairs may have higher spreads due to lower liquidity. This makes Capital.com particularly well-suited for Forex traders who need to minimize trading costs, especially in highly liquid markets.

For indices, shares, and commodities, the spreads are also competitive. For example, the spread on indices such as the UK 100 can be as low as 1.0 point, and on commodities like oil, the spread may start at 0.03 points. These low spreads can be a significant advantage for traders who wish to make the most of their trades without incurring excessive costs.

It’s also important to note that spreads on Capital.com are variable, meaning they can widen or narrow based on market conditions. During periods of high volatility, spreads might increase slightly, but they generally remain among the most competitive in the industry. Capital.com’s spread transparency ensures that traders can easily calculate their trading costs before executing a trade, making it easier to plan their strategies effectively.

Capital.com Non-Trading Fees

Aside from trading fees, Capital.com also offers an overall cost structure that is largely free of non-trading fees. The broker prides itself on not charging any hidden fees, providing traders with complete clarity when it comes to their trading costs. Below is a breakdown of the non-trading fees on Capital.com:

• Deposits and Withdrawals: Capital.com offers a range of deposit and withdrawal options, and most of them are completely free of charge. Clients can fund their accounts through bank transfers, credit/debit cards, or e-wallets such as PayPal, Skrill, and Neteller. Typically, deposits are processed instantly, while withdrawals may take 1-3 business days depending on the payment method chosen. The absence of deposit or withdrawal fees is a significant advantage for traders who need flexibility in funding their accounts without incurring additional costs.
• Inactivity Fees: Capital.com charges an inactivity fee if there has been no activity on the trading account for a prolonged period. The inactivity fee is charged after a certain number of months without any trades or account activity. However, it’s important to note that this fee is not immediate and is designed to encourage active trading rather than penalizing occasional users.
• Currency Conversion Fees: If your account is funded in a currency other than the base currency of your trading account, Capital.com may charge a currency conversion fee on deposits, withdrawals, or trades. This fee can vary, but it is generally a small percentage of the total transaction amount.
• Swap Fees: If you are holding positions overnight, you may incur swap fees (also known as overnight financing fees), which are based on the difference in interest rates between the two currencies involved in your position. Swap fees can vary depending on the instrument, position size, and the direction of the trade (long or short). However, Capital.com offers swap-free accounts in select regions for clients who require Sharia-compliant trading, which replaces overnight fees with a fixed commission.

Overall, Capital.com’s non-trading fees are minimal compared to other brokers in the industry. The platform’s transparency in fee structures ensures that traders are well informed about any additional charges, allowing them to make better decisions when choosing the best account type or trading strategy.

Why Choose Capital.com’s Fee Structure?

Capital.com’s fee structure is designed to cater to traders of all levels, with competitive spreads, no commissions, and minimal non-trading fees. Whether you’re a beginner or a seasoned trader, you can benefit from low costs on your trades and transparent pricing that allows you to calculate your expenses with confidence. The availability of Sharia-compliant swap-free accounts further demonstrates Capital.com’s flexibility in meeting the needs of diverse clients.

In conclusion, Capital.com’s combination of tight spreads, zero commissions, and minimal non-trading fees makes it an excellent choice for anyone looking to trade cost-effectively on a global scale. With no hidden fees and a commitment to transparency, Capital.com allows traders to focus on what matters most: their strategies and success.

Capital.com offers a variety of promotions and bonuses designed to enhance the trading experience for both new and existing traders. These bonuses help traders boost their initial deposits, gain access to additional funds for trading, and explore various features and tools available on the platform. However, it is important to note that the availability of bonuses and promotions can vary by region due to regulatory restrictions, and traders must always read the terms and conditions associated with each offer before participating.

Welcome Bonus

Capital.com offers a welcome bonus to new traders who open an account and make their first deposit. This bonus provides a percentage of the initial deposit, allowing traders to start their trading journey with extra capital. The bonus can be used to explore different markets and gain confidence in trading without risking the full amount of the initial deposit. The exact details and percentage of the welcome bonus may vary depending on the region, so it's important to check the terms before claiming the offer.

Deposit Bonus

For a limited time, Capital.com may offer deposit bonuses to existing clients who deposit additional funds into their trading accounts. The deposit bonus is usually a percentage of the deposit amount and can be claimed up to a certain limit. These promotions are typically time-sensitive, and traders should ensure they make deposits within the promotion period to qualify. This type of bonus gives traders more flexibility and extra funds for opening trades, thus providing more opportunities for potential profit.

Referral Program

Capital.com’s referral program allows clients to earn rewards by referring friends or colleagues to the platform. Once the referred person opens a new trading account and meets specific criteria (such as making an initial deposit), both the referring trader and the referred person can receive bonuses or other rewards. The referral program is a great way to benefit from Capital.com’s growing community while sharing the platform with others. Traders can check the terms and conditions to see how much they can earn per referral and the requirements for participation.

Seasonal & Limited-Time Promotions

From time to time, Capital.com offers seasonal or limited-time promotions, especially during major financial events or special occasions. These promotions may include higher deposit bonuses, cashback offers, or enhanced trading conditions for a set period. Traders should keep an eye on Capital.com’s promotions page and subscribe to the platform’s newsletter to stay updated on the latest offers. These seasonal promotions provide traders with a chance to increase their capital and take advantage of favorable trading conditions during specific times of the year.

How to Claim Bonuses and Promotions

To claim a bonus or promotion on Capital.com, traders typically need to follow a few simple steps:

• Sign up for an Account: New traders need to open an account with Capital.com and complete the verification process.
• Make a Deposit: To qualify for deposit bonuses, traders need to fund their accounts with the required minimum amount.
• Opt-In: Some promotions require traders to opt-in before they can claim the bonus. Be sure to check the promotion's details for any specific instructions.
• Meet the Conditions: Bonuses may have specific conditions, such as a minimum trading volume or time period before withdrawal. Ensure all terms are met to unlock the bonus.
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Important Terms & Conditions

Like all promotions, Capital.com’s bonuses are subject to terms and conditions. These may include:

• Wagering Requirements: Some bonuses require traders to meet certain trading volumes before the bonus funds can be withdrawn.
• Region Restrictions: Certain bonuses and promotions may not be available in specific regions due to local regulations.
• Time Limits: Many promotions are time-sensitive, with specific start and end dates for the offer. Make sure to claim the bonus before the deadline.
• Maximum Bonus Amounts: Bonuses may be capped at a certain amount, depending on the size of the deposit or the type of promotion.

Before participating in any bonus offer, be sure to read the full terms and conditions on Capital.com’s website. This ensures that you understand the requirements and can make the most of your bonuses while complying with the platform’s rules and regulations.

Overall, Capital.com’s bonuses and promotions provide an excellent way for traders to increase their capital and explore different markets with extra funds. By staying informed about ongoing offers and promotions, traders can maximize their opportunities for success.

Capital.com is committed to empowering traders through education. The platform offers a comprehensive suite of educational resources designed to help both beginners and experienced traders improve their skills, understand market dynamics, and develop effective trading strategies. Whether you're just starting out or looking to refine your techniques, Capital.com provides the tools and insights you need to succeed in the global markets. Below is an overview of the key educational offerings:

Beginner-Friendly Resources

Capital.com caters to new traders by offering beginner-friendly resources that explain the fundamentals of trading and financial markets. These resources are designed to break down complex concepts into easy-to-understand lessons, helping new traders build confidence as they start their journey. Key offerings include:

• Trading Guides: Step-by-step guides covering topics like "What is Forex Trading?" and "How to Trade Commodities."
• Glossary of Terms: An extensive glossary explaining key trading terms and concepts, from "leverage" to "stop-loss orders."
• Video Tutorials: Engaging and informative video content that visually explains trading strategies, market mechanics, and platform navigation.
• Risk Management Tips: Educational resources emphasizing the importance of managing risk effectively, with practical advice on stop-loss orders and position sizing.

Webinars and Online Seminars

Capital.com regularly hosts webinars and online seminars led by experienced trading professionals. These live sessions provide valuable insights into market trends, technical analysis, and trading strategies. Some key topics covered in webinars include:

• Understanding Market Trends: How to identify bullish and bearish trends across different asset classes.
• Technical Analysis: Using indicators like moving averages, RSI, and Fibonacci retracements to predict price movements.
• Fundamental Analysis: Interpreting macroeconomic data, news events, and earnings reports to make informed trading decisions.
• Trading Psychology: Strategies for maintaining discipline and managing emotions during volatile market conditions.

Webinars are interactive, allowing participants to ask questions and engage with experts in real time. They are ideal for traders who want to stay updated on market trends and refine their strategies.

Comprehensive Trading Courses

Capital.com offers structured trading courses designed to take traders from basic concepts to advanced strategies. These courses cover a wide range of topics and are suitable for traders at all levels. Examples of available courses include:

• Introduction to Trading: A beginner’s course covering the essentials of trading, including how financial markets work and the different types of instruments available.
• Advanced Technical Analysis: A deep dive into chart patterns, candlestick formations, and technical indicators for more precise market predictions.
• Risk Management and Trading Strategies: Learn how to manage your capital effectively and develop strategies for different market conditions.

These courses are accessible online, allowing traders to learn at their own pace and revisit lessons whenever needed.

Market Analysis and Insights

Capital.com provides traders with daily market analysis and insights to help them stay informed about market developments. These resources include:

• Daily Market Reports: Summaries of major market movements, including forex, indices, shares, and commodities.
• In-Platform News Feed: Real-time financial news integrated directly into the trading platform, offering relevant updates based on your trading preferences.
• Technical Analysis Reports: Expert analysis of price charts and market patterns to identify potential trading opportunities.
• Economic Calendar: A calendar highlighting key economic events, such as central bank announcements and GDP releases, and their potential impact on the markets.

These tools and insights help traders make well-informed decisions and stay ahead of market trends.

Interactive Tools and Simulators

Capital.com offers interactive tools and simulators to help traders practice and refine their strategies in a risk-free environment. Key features include:

• Demo Accounts: Access a virtual trading account with simulated funds, allowing you to practice trades and test strategies without risking real money.
• Interactive Charts: Advanced charting tools with dozens of technical indicators and drawing tools to analyze price movements and trends.
• Trading Simulators: Practice trading in real-time market conditions to gain confidence before transitioning to live trading.

These tools are invaluable for new traders who want to gain hands-on experience and for experienced traders testing new strategies.

Capital.com’s Trading App – Learn Section

The Capital.com mobile app features a dedicated Learn Section, making education accessible anytime, anywhere. Features of the Learn Section include:

• Short Educational Videos: Bite-sized video lessons covering key trading topics.
• Interactive Quizzes: Test your knowledge on trading concepts and market dynamics to reinforce learning.
• Market News Integration: Access real-time news and analysis directly within the app.

This mobile-friendly feature ensures traders can continue their learning journey on the go, making it ideal for those with busy schedules.

Capital.com Academy

Capital.com’s Academy serves as a central hub for educational resources, offering articles, videos, and interactive content on a wide range of trading topics. From basic guides to in-depth analysis, the Academy is a valuable resource for traders seeking to expand their knowledge and improve their trading performance.

Capital.com offers its services to traders around the world, providing a global trading experience across various asset classes. However, due to regulatory requirements and local financial laws, some countries are restricted from using Capital.com’s platform. Below is an overview of the countries and regions where Capital.com is available for trading:

Countries Where Capital.com is Available

Capital.com is accessible to traders in many regions around the world, including the following key countries:

• United Kingdom: Capital.com is fully regulated by the Financial Conduct Authority (FCA) in the UK, offering a secure and reliable trading environment for UK-based traders.
• European Union: Traders from EU countries can access Capital.com’s platform, with full compliance with European Union regulations under the Cyprus Securities and Exchange Commission (CySEC).
• Australia: The Australian Securities and Investments Commission (ASIC) regulates Capital.com in Australia, making it a trusted choice for Australian traders.
• United States: Traders based in the United States can access Capital.com’s services for CFD and spread betting trading, as Capital.com adheres to the rules and regulations set by relevant US authorities.
• Canada: Capital.com is available for Canadian traders, offering access to a wide range of instruments while adhering to local financial regulations.
• Singapore: Singaporean traders can use Capital.com, with the platform operating in full compliance with local regulatory frameworks.
• New Zealand: Traders from New Zealand can access Capital.com under the regulatory oversight of the Financial Markets Authority (FMA).
• South Africa: Capital.com is available in South Africa, with the platform meeting the necessary regulatory requirements for local traders.

Restricted Countries

Due to legal and regulatory reasons, there are certain countries and regions where Capital.com’s services are restricted. These countries typically have restrictions on online trading platforms or specific laws that prevent Capital.com from operating in those regions. Some of the restricted countries include:

• United States of America (USA): While Capital.com offers services to some regions of the US, there are certain states where trading is not available due to regulatory restrictions and compliance requirements.
• Japan: Capital.com currently does not offer services to residents of Japan due to local regulations around forex and CFD trading.
• Iran: Capital.com does not operate in Iran due to trade sanctions and local financial regulations.
• North Korea: Due to international sanctions, Capital.com is not available for traders in North Korea.
• Afghanistan: Capital.com does not provide services in Afghanistan due to local regulations and international restrictions.
• Brazil: Due to financial and regulatory issues, Capital.com is unable to offer services to traders in Brazil.
• Russia: Capital.com is not available in Russia due to government restrictions and international sanctions.

How to Check if Your Country is Supported

If you're unsure whether your country is supported by Capital.com, you can visit their official website and check for country-specific restrictions. Alternatively, you can contact Capital.com's customer support team for confirmation on whether services are available in your region.

Capital.com ensures compliance with the regulatory standards in all the regions it operates, providing a secure and transparent trading environment for clients. Traders can access a variety of tools, resources, and a user-friendly platform wherever it is available, making it a trusted choice for traders globally.